Psychology of Money

Why read Psychology of Money by Morgan Housel?

There are many aspects of choosing this book by Morgan Housel. Primarily, money is a fundamental aspect of modern life, and understanding how people think about and interact with money can have a significant impact on personal and professional success. With this book, we can gain insights into how to make better financial decisions, manage money more effectively and achieve financial goals. Another reason to read this book, money in deeply connected to the emotions, attitude and behaviors of human. Understanding such connections can help people develop a healthier relationship with money. Many people struggle with issues such as overspending, debt, and financial anxiety. However, understanding the underlying psychological factors that contribute to these problems can help develop strategies for overcoming them. Moreover, the psychology of money provides reader the insights from the perspective of psychology, economics, sociology, and philosophy. This book helps to understand the complex ways in which money shapes human behavior and society as a whole. This book by has been a valuable resource for anyone interested in the psychology of money, offering practical advice and thought-provoking insights into how people can develop a healthier and more effective relationship with money.

Best lessons learned from Psychology of Money

  • Money is made by a human; human is not perfect so is their psychology of money
  • Luck and risk play a big role
  • Know what you can control or cannot control so that you can let go of what you cannot control and use the thing you can control
  • The value of money differs between people and their situation
  • Being rich and being wealthy are two different things. Rich means you own expensive stuff while wealthy means you do not necessarily buy expensive kinds of stuff to show off because you have what you do not see
  • Know / Limit your satisfaction level if you want to be wealthy
  • If you can sleep well at night, you are performing well in the investment
  • Compounding is your biggest weapon, let time play your role
  • Learn from loss, enjoy the gain
  • You should earn money to gain control of your time
  • Make several plans instead of working on only one goal. Use plan B, C, D…. if A fails
  • Do not rush to follow the rat race of investment because different people have different mindsets so you do. Do your own homework
  • Earn money to get independent and financially free, not to get rich and buy expensive items
  • Live comfortable life but do not aim to live a lavish life
  • Lower your ego so that you lower your expense
  • Set the satisfaction level rather than getting into the investment that often tries to defeat the market
  • Do not stress much about investment, sleep enough and take care of your health and wellbeing  

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